Ideal for whenever your bank account is operating «just a little brief.» If you haven’t sufficient cash in your bank account to pay for the checks you have written, we are going to immediately move cash from your Overdraft Protection Loan to your bank checking account.
- Loan amounts from $100 to $5,000
- As much as $1,000 for scholar Overdraft Protection Loan (ages 18-24)
- Access the amount of money at any EECU ATM, private phone Access, on line Banking, or by calling us
- No cost per transfer
- Competitive interest
- Scholar Overdraft Protection Loan prices centered on GPA
Technology Loan / MyCash Technology Loan
Maintaining the technology that is latest could possibly get high priced. It is a thing that is good provides such a good price on technology acquisitions! Finance computer systems, pills, printers, mobile phones, house theaters and much more.
- Borrow from $500 to $7,500
- As much as $1,000 for MyCash Technology Loan (ages 18-24)
- Low-value interest
- As little as 3% APR for MyCash Technology Loan (ages 18-24)
- 100% funding
- Discounts on choose Dell computer acquisitions
Due to the fact title suggests, this loan allows you you need for virtually any reason on you to borrow the cash!
Budget Balancer Loan
Also called a bill consolidation loan, we are going to help you to get your allowance in stability by consolidating your bills into one loan.
- Borrow from $100 to $30,000
- Combine payments
- Competitive rate of interest
Signature Credit Line
This type of credit works like a charge card, except you should not carry or make use of a card that is plastic.
- Access immediately to your hard earned money
- Competitive rate of interest
- Just simply Take an advance as much as your authorized borrowing limit whenever it is needed by you
- Access the cash at any EECU ATM, private phone Access, on the web Banking, or by calling us
This loan is ideal for individuals who wish to establish credit. Considering that the loan is guaranteed by the share deposits it requires minimum extra skills.
Personal Loan Prices
Annual Percentage Rate
Rates April that is effective 1 2020
|Loan Type||Max Term||APR As minimal As||believed payment per month based on ‘As online payday loans Berkshire low As’ speed|
|Budget Balancer $100 – $30,000||12.50per cent||predicated on stability|
|Educator Credential Loan $2,500-$15,000||60 months||6.50%||predicated on stability|
|ECOlogical Loan $100 – $40,000||84 months||6.50%||$14.85 per $1,000|
|ECOlogical Loan $15,001 – $40,000||120 months||6.50%||$11.35 per $1,000|
|ECOlogical Loan $25,001 – $40,000||180 months||6.50%||$8.71 per $1,000|
|EZ Loan $0 – $5,000||year||9.50%||$87.68 per $1,000|
|EZ Loan $2,501 – $5,000||two years||10.50%||$46.38 per $1,000|
|Overdraft Protection $100 – $5,000||10.00percent||centered on balance|
|Signature Line of Credit $100 – $30,000||12.00%||predicated on balance|
|Technology Loan $500 to $7,500||60 months||6.00%||centered on stability|
«From» price on Budget Balancer, E-Z Loan, Educator Credential Loan, and ECOlogical Loan includes a .50% discount for automated re re re payment from EECU bank checking account.
MyCash Personal Loan Prices
For pupil users ages 18-24
|Student Overdraft Protection Loan up to $1,000|
|GPA less than 2.49||15.00%|
|GPA 2.50 – 2.99||14.00%|
|GPA 3.00 – 3.49||12.00%|
|GPA 3.50 or higher||10.00%|
|MyCash Technology Loan $500 to $1,000||3.00percent|
Scholar Overdraft Protection Loan price shown derive from student GPA. Optimum loan amount $1,000. Must definitely provide evidence of GPA; must certanly be enrolled for at the least six devices. Scholar Overdraft Protection Loan relates to users many years 18-24. These prices are not readily available for refinancing current loans that are EECU.
MyCash tech Loan rate shown features a 1.00% discount for needed payment that is automatic. Minimal loan amount $500; optimum loan amount $1,000. MyCash tech Loan pertains to users many years 18-24. These rates aren’t readily available for refinancing current EECU loans.
Share/Certificate Secured Loan Rates
Rates effective April 1, 2020